The Toronto-Dominion Bank ("TD") is the issuer of the TD^® Aeroplan^® Visa Platinum* Card. Approval of an TD^® Aeroplan^® Visa Platinum* Card account is at the sole discretion of TD and, if approved, use of the account is governed by the account agreement between the cardholder and TD. The terms and conditions below are provided by TD.

Interest rates, fees and features are effective as of September 4, 2024 unless otherwise indicated and are subject to change.

¹ 1 Account must be approved by January 6, 2025. Welcome Bonus of 10,000 Aeroplan points ("Welcome Bonus") will be awarded to the Aeroplan Member account associated with the TD^® Aeroplan^® Visa Platinum* Card Account (“Account”) only after the first eligible Purchase is made on the Account. To receive the additional bonus 10,000 Aeroplan points ("Additional Bonus"), you must make $1,000 in net Purchases (including your first purchase, less any returns and credits) on your Account within 90 days of Account opening. Rebate of the Annual Fee is for the first year for the Primary Cardholder and up to 3 Additional Cardholders added to the Account. To receive the first-year annual fee rebate for the Primary Cardholder ("Primary Cardholder Annual Fee Rebate"), you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the Additional Cardholder first-year annual fee rebates for Additional Cardholders ("Additional Cardholder Annual Fee Rebate"), you must add your Additional Cardholders to your Account by January 6, 2025. The applicable Annual Fee Rebates will be applied within 2 monthly statements from the date of the statement with the first Annual Fee charge. The Primary Cardholder is responsible for all charges to the Account, including those made by any Additional Cardholder. If you have opened an Account in the last 12 months, you will not be eligible for this offer. We reserve the right to limit the number of Accounts opened by one person, and the number of Welcome Bonus points and Additional Bonus points awarded to any one person. Offers may be changed, withdrawn, or extended at any time and cannot be combined with any other offer unless otherwise specified. Your Account must be in Good Standing at the time the Welcome Bonus points and Additional Bonus points are awarded. Please allow up to 8 weeks after the conditions for each element of the offer are fulfilled for the Welcome Bonus points and Additional Bonus points to be credited to your Aeroplan Member account. Closing your Account or transferring to another TD Credit Card may result in forfeiture of any bonus points not yet awarded.

^{^}Offer ends January 6, 2025. The value up to $500 could be earned in the first year of Account opening and is based on the combined total value of:

• $124: Annual Fee Rebate for the Primary ($89), and one Additional Cardholder ($35) for the first year;
• $400: 20,000 Aeroplan points earned based on the following requirements:
  • Welcome Bonus of 10,000 Aeroplan Points earned when you make your first purchase with your card
  • Additional Bonus of 10,000 Aeroplan Points earned when you spend $1,000 within 90 days of Account opening

Value is based on the majority of current Aeroplan cardholders receiving a value of $0.02/points or more when redeeming for a flight as of Nov 1, 2023. Redemption calculation is based on actual flight redemptions made by cardholders between the period of Nov 8, 2020 – Nov 1, 2023.

Aeroplan points have no cash value but are redeemable under the Aeroplan program for flights and other rewards. The retail value of rewards obtained using Aeroplan points will vary depending on a range of factors including the type of reward issued, details of which may be found at https://www.aircanada.com/ca/en/aco/home/aeroplan.html. Aeroplan points may be redeemed only in accordance with the General Terms & Conditions of the Aeroplan program. Full terms and conditions of the Aeroplan Program are available online at https://www.aircanada.com/ca/en/aco/home/aeroplan/legal/terms-and-conditions.html. All offers are contingent on satisfying the criteria outlined in the offer terms and conditions.

² Purchase of Gas or Grocery or Air Canada Products means a Purchase of gas or gas station services or products or a Purchase of grocery or grocery items, including those at grocery locations, or a Purchase directly with Air Canada for Air Canada products and services completed online at aircanada.com, in-person at Air Canada customer service counter at the airport or aboard an Air Canada flight and Air Canada Vacations packages, each from a merchant classified through the Visa network with a merchant category code (MCC) that identifies the merchant in the "gas" or "grocery" or"Air Canada" category. Aeroplan points are earned on Purchases charged to the Account as follows:

• 1 Aeroplan point (Bonus Rate) earned for each $1 in Purchases of Gas, Grocery or direct through Air Canada Products (earned only on a maximum annual amount of $80,000 of Purchases of Gas, Grocery or Air Canada Products); or
• 1 Aeroplan point earned for each $1.50 on all other Purchases

Please contact TD if you wish to confirm the MCC that applies to a particular merchant, or if the Purchase qualifies as a Purchase of Gas, Grocery or Air Canada Products. If you have earned Aeroplan points on the maximum annual amount of Purchases of Gas, Grocery or Air Canada Products charged to your Account (from January 1 to December 31) or if your Purchase does not qualify as a Purchase of Gas, Grocery or Air Canada Products, you will instead earn the standard rate of Aeroplan points that applies to all other Purchases charged to the Account as described above. The Bonus Rate is in place of and not in addition to the standard rate of Aeroplan points earned on all other Purchases charged to the Account.

³ Preferred Pricing

Primary TD Cardholders will often require fewer Aeroplan points to redeem for flight rewards through the Aeroplan program than Aeroplan Members who do not hold an Aeroplan co-branded Credit Card. Preferred pricing for flight rewards applies only to flight rewards with Air Canada, not on other airlines. The Toronto-Dominion Bank is not responsible for the Aeroplan program and flight rewards' points pricing provided under this program. Visit aircanada.com/Aeroplan for full details. Feature may be changed, withdrawn or extended at any time and cannot be combined with any other offer.

*Trademark of Visa International Service Association and used under licence.
^®The TD logo and other trademarks are the property of The Toronto-Dominion Bank or its subsidiaries.

The Toronto-Dominion Bank ("TD") is the issuer of the TD^® Aeroplan^® Visa Infinite Privilege* Card. Approval of an TD^® Aeroplan^® Visa Infinite Privilege* Card account is at the sole discretion of TD and if approved, use of the account is governed by the account agreement between the cardholder and TD. The terms and conditions below are provided by TD.

Interest rates, fees and features are effective as of  September 4, 2024, unless otherwise indicated and are subject to change.

¹ Account must be approved by January 6, 2025. Welcome Bonus of 20,000 Aeroplan points ("Welcome Bonus") will be awarded to the Aeroplan Member account associated with the TD^® Aeroplan^® Visa Infinite Privilege* Card Account (“Account”) only after the first eligible Purchase is made on the Account. To receive the additional bonus 30,000 Aeroplan points ("Additional Bonus"), you must make $12,000 in net Purchases (including your first Purchase, less any returns and credits) on your Account,  within 180 days of Account opening. To receive the one-time 30,000 Aeroplan points Anniversary bonus ("Anniversary Bonus") your Account must have been opened and active for 12 months and you must make $24,000 in net Purchases (including your first Purchase, less any returns and credits) on your Account, within 365 days of Account opening. For Residents outside of Quebec: To qualify for the $200 Statement Credit ("Statement Credit"), an eligible Air Canada purchase of at least $200 total must be charged to your Card and posted to your Account within the first 6 months of Account opening. Eligible purchases for the $200 Statement Credit offer are those made directly from Air Canada for products and services that are i) completed online at aircanada.com, ii) completed in-person at an Air Canada customer service counter at the airport and iii) Air Canada Vacations packages. Air Canada must be identified as the merchant of record, and only purchases from a merchant coded with Merchant Category Code (MCC) 3009 (excluding purchases made through 3rd party travel agencies) will be eligible for the $200 Statement Credit. Here are some examples that do not qualify for the Statement Credit offer: i) if the purchase for an Air Canada product is not made directly with Air Canada, such as if you make a purchase through a third-party or non-direct travel agent; or ii) if you make a purchase for non-Air Canada products from aircanada.com, such as a car rental, a hotel booking, or any other product or services from a third-party partner. Eligible purchases do not include fees, gift cards, cash advances, balance transfers, cash-like transactions, interest charges, optional services, refunds, rebates, or other similar credits.  The Statement Credit will be applied to the Account within 90 days from date of purchase. The applicable Statement Credit is an Account statement credit, not a price reduction applicable when making an eligible purchase. A maximum of one Statement Credit of $200 can be earned per Account. For Quebec Residents only: To qualify for the $200 statement credit ("Statement Credit"), an eligible purchase of at least $200 must be charged to your Card and posted to your Account within the first 6 months of Account opening and not be subsequently rescinded, the subject of a charge back request or otherwise disputed. Eligible purchases do not include fees, gift cards, cash advances, balance transfers, cash-like transactions, interest charges, optional services, refunds, rebates, or other similar credits.  The applicable Statement Credit is an Account statement credit, not a price reduction applicable when making an eligible purchase. A maximum of one Statement Credit of $200 can be earned per Account. The statement credit will be applied to the Account within 90 days from date of purchase. For all Accounts: The Primary Cardholder is responsible for all charges to the Account, including those made by any Additional Cardholder. If you have opened an Account in the last 12 months, you will not be eligible for this offer. We reserve the right to limit the number of Accounts opened by one person, the number of Welcome Bonus Aeroplan points, Additional Bonus Aeroplan points, Anniversary Bonus Aeroplan points and Statement Credits awarded to any one person or Account. Offers may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise specified. Your Account must be open and in good standing at the time the Welcome Bonus Aeroplan points, Additional Bonus Aeroplan points, Anniversary Bonus Aeroplan points and Statement Credit are awarded. Please allow up to 8 weeks after the conditions for each offer are fulfilled for the Welcome Bonus Aeroplan points, Additional Bonus Aeroplan points and Anniversary Bonus Aeroplan points to be credited to your Aeroplan Member account. Closing your Account or transferring to another TD Credit Card may result in forfeiture of any bonus points not yet awarded.   Aeroplan terms and conditions also apply to this offer, please visit: aircanada.com/Aeroplan-termsandconditions.

² Get Priority Check-in, Priority Boarding and Priority Baggage Handling

A Primary Cardholder or Additional Cardholder, and up to eight (8) other passengers travelling on the same reservation (up to a maximum of nine (9) travellers), are each entitled to Priority Check-in (where available), Zone 2 Priority Boarding and Priority Baggage Handling. Benefits only apply when checking in with Air Canada, for a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express brand. Benefit is not available if check-in is with another airline. To access this benefit, the Primary Cardholder or Additional Cardholder may be required to show their qualifying credit card to the Air Canada agent.

³ Priority Airport Standby and higher priority for eUpgrades

A Primary Cardholder or Additional Cardholder, and up to eight (8) other passengers travelling on the same reservation (up to a maximum of nine (9) travellers), are each entitled to Priority Airport Standby, and a higher priority for upgrade requests to a premium cabin. Priority airport standby and upgrade clearance are available on day of travel when travelling on a fare that allows for airport standby or upgrades, and upon satisfying the applicable condition, such as payment of fees or use of upgrade instrument(s), such as eUpgrade credits. Benefit only applies for flights operated by Air Canada, Air Canada Rouge, or under the Air Canada Express brand. Priority on standby and upgrade lists is determined by several factors, including, but not limited to, holding Aeroplan Elite Status, an eligible Aeroplan-branded credit card, and other rules as determined by Air Canada in its sole discretion and as may be changed by Air Canada from time to time. See aircanada.com/elite-termsandconditions for applicable Aeroplan Elite Status and eUpgrade conditions.

⁴ Complimentary Air Canada Maple Leaf Lounge Access

Please ensure that you provide your personal Aeroplan number to be linked to your credit card as linking a different loyalty number will impact the airline benefit fulfillment.

A Primary Cardholder and Additional Cardholder(s) are each entitled to complimentary access to any Air Canada Café and any Maple Leaf Lounge located in Canada and the United States, including International Maple Leaf Lounges in Canada and the United States when travelling on an international itinerary. Access excludes Air Canada Signature Suites and lounges operated by third parties, such as Star Alliance member airlines. Exceptions may apply, please review the list of eligible lounges. The Primary Cardholder and Additional Cardholder(s) are each entitled to offer one (1) guest complimentary access to the same eligible Maple Leaf Lounge and Air Canada Café through December 31, 2025. Any guest entering a Maple Leaf Lounge and Air Canada Café must be accompanied by a Primary Cardholder or Additional Cardholder. Additional guest(s) may enter the Maple Leaf Lounge upon paying an applicable fee. For greater certainty, a Primary Cardholder or Additional Cardholder who holds Aeroplan Elite^TM Status, may additionally take advantage of the lounge access benefits available to them as part of the Aeroplan Elite Status program. For more information on Aeroplan Elite Status, please visit Aeroplan Elite Status benefits. Access to Maple Leaf Lounges and Air Canada Cafés are only available in conjunction with a same-day ticket when departing on a flight marketed or operated by Air Canada, Air Canada Rouge, under the Air Canada Express brand, or any Star Alliance member airline.

Anyone under the age of majority entering a Maple Leaf Lounge or an Air Canada Café must be accompanied by an adult with access to the lounge. Age of majority is determined by the jurisdiction in which the Maple Leaf Lounge or Air Canada Café are located. Benefit may only be used as described, and otherwise cannot be transferred. Access is subject to space availability. Use of Maple Leaf Lounges or Air Canada Cafés are subject to applicable Maple Leaf Lounges Terms and Conditions.

⁵ Enjoy a free first checked bag

A Primary Cardholder or Additional Cardholder, and up to eight (8) other passengers travelling on the same reservation (up to a maximum of nine (9) travellers), are each entitled to a free first checked bag up to 23kg/50lb. Benefit only applies when checking in with Air Canada, for a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express brand. Benefit is not available if check-in is with another airline. If the first checked bag is already complimentary (for example, as a result of Aeroplan Elite Status or fare purchased), there is no additional checked bag benefit that will be provided. Free first checked bag benefit may not be applied retroactively, and no refunds will be issued. Service charges for additional/oversized/overweight baggage may apply. For more information on baggage restrictions, please visit: aircanada.com/baggage.

⁶ Preconditions

Please ensure that you provide your own personal Aeroplan number to be linked to your credit card as linking a different loyalty number is prohibited. This Aeroplan number must be included on the qualifying reservation to access the airline benefits. The name on the airline reservation must be identical to the name on the Aeroplan account of the traveller. For Additional Cardholders’ ability to access available benefits, their own personal Aeroplan number must be linked to a valid credit card account as verified by the bank that issued your Aeroplan credit card. Linking can be done by visiting www.aircanada.com/linkmycard. Please allow up to 72 hours after the credit card is approved, or the Aeroplan number of the Additional Cardholder is linked to the Additional Cardholder credit card, for these benefits to be activated. Aeroplan member accounts of the Primary Cardholder and Additional Cardholder(s) must be in good standing to enjoy their credit card benefits. Airline benefits will no longer be available upon account closure, regardless of reason for closure, or if the credit card product is changed. Aeroplan membership and benefits are subject to the Aeroplan Program Terms & Conditions and any applicable Air Canada terms and conditions relating to a benefit, as determined by Air Canada in its sole discretion and as may be changed from time to time

For Air Canada and Aeroplan trademark ownership details see: td.com/aeroplancardsExternal site which may not meet accessibility guidelines..
^*Trademark of Visa International Service Association and used under license.
^®The TD logo and other trademarks are the property of The Toronto-Dominion Bank or its subsidiaries.