Spread the cost of your purchase over fixed monthly payments
Experience Buyers Joy
Feel good about what you buy and how you pay for it. With Flex Pay, you can make thoughtful purchases and pay for them in bite-sized pieces while keeping yourself on a budget.
Low monthly payments
Get budget-friendly loan options.
Quick Application
Enter a few pieces of information and receive a quick decision.
No Late Fees
And no prepayment penalties
Easy AutoPay
No payment dates to remember
How Flex Pay works
1.Select Flex Pay at Checkout
Add purchases to your cart just like you normally would. When you are ready to check out, choose Flex Pay as your form of payment.
2.Quick & Easy
Provide a few pieces of information and receive a quick decision.
3.Enjoy Now
Enjoy your purchase now and pay for it over time with low monthly installments.
What is Flex Pay?
Flex Pay gives you the freedom to book travel now and pay over time with simple fixed installments. Some plans include interest while some are interest-free. When you’re ready to check out, just select “Flex Pay” as your payment method, complete a short application, and receive a quick decision. Choose the terms of your payment plan, finish checking out, and enjoy your purchase. Then, pay over time with simple, no-surprise monthly payments.
How do I apply?
To apply, you’ll need to provide some basic information like your mobile number, date of birth, and if you are a U.S. resident, your Social Security Number. If you’re approved, finish checking out and you’re done.
How are my loan offers determined?
We look at a number of factors, including your credit information, purchase details, and more.
How do I make installment payments?
You can make a payment anytime online by clicking on the Loans tab then the Make a Payment button.
We recommend that you enable AutoPay at the time of purchase so that your payments are automatically deducted each month.
If you don’t have AutoPay enabled, you can enable it by clicking on the Accounts page and setting the AutoPay toggle to ON.
I purchased a trip using Flex Pay, can I travel before it's paid off?
Yes! You do need to allow a few days between booking and your departure date for things to be processed. Other than that, you are free to travel whenever - even before it’s all paid off.
What is your Privacy Policy and Terms of Use?
You can read our Privacy Policy and Terms of Use.
Flights
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Air Canada flight information
1 888 422-7533
Disclaimer
Down payment may be required. Actual terms are based on your credit score and other factors and may vary. Annual Percentage Rates (APRs) range from 0% to 31.99%. Minimum $99 purchase required. Not everyone is eligible. Applicants are subject to approval by Uplift Canada Services ULC, a subsidiary of Upgrade, Inc. Privacy Policy and Terms of Use.
Flex Payʼs Canada Address:
1080 Beaver Hall Hl Suite 200 Montreal, Quebec H2Z 1S8, Canada